Beneficiary designations
Review life insurance and retirement accounts after marriage, divorce, a birth, or a death.
Your five-point review
Five things to check while benefits are already on your mind
Employer life insurance
Confirm your coverage amount, named beneficiaries, and any optional protection available this year.
Emergency contacts
Make sure your employer and loved ones know who to contact if you cannot speak for yourself.
Healthcare wishes
Document who can make medical decisions and where your healthcare directive can be found.
Your estate plan
Check that your will, trust, powers of attorney, and account ownership still work together.
Connect the paperwork
A beneficiary form and a will are not the same thing
Beneficiary designations on retirement accounts and life insurance commonly control who receives those assets. Your will or trust covers other property and names decision-makers. Reviewing both together helps uncover conflicts before they become family problems.
Build your plan freePeople
Primary and backup beneficiaries, guardians, agents, and emergency contacts.
Documents
Will, trust, financial power of attorney, and healthcare directives.
Protection
State-aware signing guidance and a secure place to organize the details.
Request your family planning review
Tell us where you are starting. We will follow up with practical next steps for your household.
Open enrollment questions
Does LegacyShield AI sell health insurance?
No. LegacyShield AI provides estate planning and organization tools. We do not sell health insurance or advise you which health plan to select.
Why review estate planning during open enrollment?
Open enrollment is already a natural time to review beneficiaries, employer life insurance, emergency contacts, and the documents that protect your household.
Can I start before my employer's enrollment period?
Yes. Employer and Marketplace enrollment dates vary, but you can review your family information and estate planning documents at any time.