What Happens If You Die Without a Will (Intestacy)

Dying "intestate" means your state's default inheritance formula decides who gets your assets — not you.

How intestate succession works

Every state has a statutory formula that distributes assets among a surviving spouse, children, parents, and other relatives in a fixed order — it does not account for unmarried partners, stepchildren you didn't legally adopt, friends, or charities.

Who decides guardianship and administration

Without a will, the court appoints an administrator (often a family member who petitions) and decides guardianship for minor children based on state law and the child's best interest — you lose the ability to name your own choice in advance.

Common surprises

In many states, a surviving spouse does not automatically inherit everything if there are also children or surviving parents — the estate can be split in ways that surprise families. Unmarried couples generally inherit nothing from each other under intestacy.

Frequently asked questions

Does my spouse automatically get everything if I die without a will?
Not necessarily — many states split the estate between a surviving spouse and children or parents, depending on the family structure.
What happens to minor children if both parents die without a will?
A court decides guardianship based on state law and the child's best interests, without any documented guidance from the parents unless one was provided separately.
Can an unmarried partner inherit under intestacy?
Generally no — intestate succession laws typically only recognize spouses and blood/legal relatives, not unmarried partners.

Rules in your state

More guides

Build your plan the same day

LegacyShield AI walks you through a state-aware will, trust, powers of attorney, and healthcare directives — with signing instructions for your state included.